Telephone – Webcast – Audio/Visual CD Rom

 

Loan Participations for Community Banks

 

Thursday, April 24, 2008

 

12:00 – 1:30 PM Pacific Time

1:00 – 2:30 PM Mountain Time

2:00 – 3:30 PM Central Time

3:00 – 4:30 PM Eastern Time

 

A participation loan can present unique problems if you are unaware of regulatory and accounting rules and guidelines. This area of lending is closely monitored by banking regulators because of the inherit risk and the failure of banks to take the necessary precautions to avoid problems.  It is critical that financial institutions engaged in the purchase or sale of loan participations understand the accounting rules in order to be able to achieve their intended objective. According to regulatory guidelines, participation agreements should specifically include certain provisions. These issues and more will be covered in this session.

 

THIS SESSION WILL COVER IMPORTANT ISSUES RELATING TO LOAN PARTICIPATIONS INCLUDING:

 

·        Lending Policy and Procedures

·        Independent Credit Analysis

·        Participation Agreements

·        FASB and Loan Participations

·        Participations Between Affiliated Institutions

·        Sales of 100 Percent Loan Participations

·        The Allocation of Loan Payments

 

WHY SHOULD YOU PARTICIPATE?

This session is a cost-effective way for financial institutions to understand the regulatory and accounting guidelines and rules regarding participation loans.  You may train as many individuals as you like for one set price.  There will be no travel costs, no time lost from work and no one will be required to leave the institution.

 

WHO SHOULD ATTEND?

This informative session is directed to board of directors, executive management, risk managers, senior loan officers, commercial loan officers, loan review, and audit personnel. 

 

ABOUT THE PRESENTER –   S. Wayne Linder, Young & Associates, Inc.

A twenty-year banking veteran, Wayne Linder was formerly the CEO of a community bank. At Young & Associates, Inc., Wayne works as a lending and management consultant. He performs loan reviews, fair lending reviews, and regulatory compliance audits, facilitates strategic planning retreats, assists banks under regulatory enforcement agreements, performs management and board of director’s assessments, and develops and implements written policies throughout all areas of the bank. Wayne is a popular seminar speaker with both national and international experience. In addition to his many published articles, he is the author of Loan Review Deskbook.

 

WHAT IS A TELEPHONE/WEBCAST SEMINAR?

This training method allows unlimited listeners on your office speaker phone.  By choosing the webcast option, participants will also be able to view online visuals as the presentation is delivered. Registrants receive a toll-free number and pass code that will allow entrance to the seminar.  The session will be one hour and fifteen minutes in length with an additional fifteen minutes for questions and answers.  Seminar materials will be sent prior to the broadcast along with hook up instructions.  Your pin number, hookup instructions and handouts can be emailed to you or sent U.S. Mail.  If you would like them emailed you will need the most current version of Adobe Acrobat Reader available free at www.adobe.com.

 

CAN’T ATTEND THE SCHEDULED TRAINING?  SCHEDULE YOUR OWN TRAINING SESSION!  

 

ORDER THE AUDIO/VISUAL CD ROM*.

The CD Rom is complete with the audio track and visual presentation from the original webcast, question & answer sessions, plus participant handouts.   You will also have the ability to contact the presenter with follow-up questions. With this CD, you will have an “off-the-shelf” training program for your review, for use by those who were not able to attend the live seminar or for future training purposes. Affordable, professional training, when and where you choose!

 

*CD Rom for PC use only